Title
Public Values of Trustworthy Peer-To-peer (P2P) Lending System
Author
Sulastri, R. (TU Delft Information and Communication Technology) 
Janssen, M.F.W.H.A. (TU Delft Engineering, Systems and Services)
Contributor
Hagen, Loni (editor)
Solvak, Mihkel (editor)
Hwang, Sungsoo (editor)
Department
Engineering, Systems and Services
Date
2022
Abstract
Governments want to improve the economy by extending the market of financial credit. Recently, Peer-To-peer (P2P) lending credit scoring systems have gained more attention for advancing society; however, the role of governments in ensuring fair access to such a system is not known. This work aims to understand better the public values for trustworthy P2P lending systems. Public values should provide the basis to which a P2P lending system should adhere. Credit scoring in P2P lending is not merely about the technology in creating a profitable system for all participants. Several public values are of relevance. Understanding credit scoring in P2P lending is crucial to ensure inclusiveness, trustworthiness, fairness, equal treatment, and accountability.
Subject
Credit scoring
P2P lending
Public values
Trustworthy AI
To reference this document use:
http://resolver.tudelft.nl/uuid:043a221e-6e49-4cd1-b282-851d268ad2df
DOI
https://doi.org/10.1145/3543434.3543646
Publisher
Association for Computing Machinery (ACM)
Embargo date
2023-03-14
ISBN
978-1-4503-9749-0
Source
Proceedings of the 23rd Annual International Conference on Digital Government Research: Intelligent Technologies, Governments and Citizens, DGO 2022
Event
23rd Annual International Conference on Digital Government Research: Intelligent Technologies, Governments and Citizens, DGO 2022, 2022-06-15 → 2022-06-17, Virtual, Online, Korea, Republic of
Series
ACM International Conference Proceeding Series
Bibliographical note
Green Open Access added to TU Delft Institutional Repository ‘You share, we take care!’ – Taverne project https://www.openaccess.nl/en/you-share-we-take-care Otherwise as indicated in the copyright section: the publisher is the copyright holder of this work and the author uses the Dutch legislation to make this work public.
Part of collection
Institutional Repository
Document type
conference paper
Rights
© 2022 R. Sulastri, M.F.W.H.A. Janssen