Embedding energy saving policies in the Dutch non-profit housing sector

Many studies on policy implementation have emphasized the difficulties of putting policies into practice. The paper presents several ways in which Dutch non-profit housing providers incorporate their energy saving policies in their ‘regular’ housing management regarding the existing stock, such as planned preventive maintenance, renovations and...

The area-based planning process of Dutch housing associations

Dutch housing associations are important actors in the field of urban planning. They are independent social enterprises, which take their own decisions on this stock. Many housing associations work with asset management plans to secure that their portfolio meets company goals and market demand. However, in practice decisions of housing...

Innovation process and needs of sustainability driven small firms

Traditional approaches to sustainable consumption and production emphasized addressing issues related to the natural environment and sustainability through optimizing existing products, processes and businesses. Even though the conventional wisdom suggests that young and new firms have greater advantages in innovation, there are few studies that...

A budget approach for comparing housing affordability

In this paper the affordability of housing in the Belgian region of Flanders and the Netherlands is analyzed, using both the expense-to-income ratio and residual income as indicators of affordability. Residual income is obtained by deducting net housing expenses from disposable income, whereas the former is the ratio of net housing expenses to...

Place-based and race-based exclusion from mortgage loans: New evidence from the Netherlands

Workshop 1. Session A. Abstract. In most West-European countries outright ownership is the exception and most households are highly dependent on mortgage loans to be able to become and to sustain homeownership. Do place and race matter in mortgage loan applications? This paper presents evidence from mortgage markets in the Dutch cities of Arnhem...

Residential choice and neighbourhood experiences in a Dutch urban poverty area; draft version

Workshop 1. Session 1.1: Poverty and identity