De woningcrisis in Nederland vanuit een bestuurlijk perspectief: achtergronden en oplossingen

Mede als gevolg van grote problemen op de woningmarkt en in het bijzonder het grote woningtekort is er tegenwoordig weer veel aandacht voor het wonen in zowel de pers als de politiek. Na een jarenlange focus op meer marktwerking en decentralisatie lijkt de rijksoverheid recent weer bereid om meer verantwoordelijkheid te nemen. In deze bijdrage...

The effect of earthquakes on the housing market and the quality of life in the province of Groningen, the Netherlands

The Netherlands is not known for the occurrence of earthquakes. This is, however, a hot topic in the province of Groningen. Because of gas extraction, this area suffered from more than 1000 earthquakes. Most of them are not very intensive, but also bigger earthquakes of between 2 and 3 on the scale of Richter have been measured. In the last...

Risks in homeownership: a perspective on The Netherlands

Purpose<br/>Risk in home ownership from mortgage providers’ perspectives has received tremendous attention than individual home owner’s perspectives in existing literature following the financial crisis in 2007/2008 within the euro zone. This paper explored the risks factors in homeowners from the individual household’s perspectives within the...

The role of government and financial institutions during a housing market crisis: a case study of the Netherlands

The generous mortgage tax relief enjoyed in the Netherlands and the possible existence of a house price bubble cannot explain the sharp decrease of house prices in the Netherlands in the period from 2011–2013. This sharp decline can, however, be explained by the rigorous adjustments to mortgage lending criteria after 2011. Key financial...

The global financial crisis and neighborhood decline

Neighborhood decline is a complex and multidimensional process. National and regional variations in economic and political structures (including varieties in national welfare state arrangements), combined with differences in neighborhood history, development, and population composition, make it impossible to identify an ideal-type process of...

Neighborhood Decline and the Economic Crisis (discussion paper)

Neighborhood decline is a complex and multidimensional process. National and regional variation in economic and political structures (including variety in national welfare state arrangements), combined with differences in neighborhood history, development and population composition, makes it extremely difficult to identify a unilateral process...

The housing market reform agenda: A review of a recent housing policy document in the Netherlands

Competition between social and market renting: A theoretical application of the structure-conduct-performance paradigm

Housing policies in many countries have become more market orientated as the role of governments has shifted from the direct supply and funding of non-market housing towards the role of a regulator and facilitator. Central to this development is the notion that providers of social housing have to become more competitive. Arguably, these social...

Western European housing systems and the impact of the international financial crisis

The central proposition advanced in this paper is that differences in the structure of housing systems, and specifically the differences between dynamic and static housing systems, are crucial to an explanation of the varying impacts between countries of the international financial crisis. The proposition is illustrated with reference to Ireland...

Equilibrium between interest payments and income in the housing market

The literature on housing markets suggests that house prices in almost all western economies can be explained by short-run demand-oriented variables and a long- run term. The basic principles of the theory are that the short-run fluctuations, which are based on recent price developments (shocks), occur due to market imperfection, while over the...

The credit crunch: Impacts on the housing market and policy responses in the Netherlands

This contribution deals with the impact of the credit crunch on the Dutch housing market and the policy responses of the Dutch government so far. Reinhart and Rogoff have presented an overview of credit crises after WW II: what are the general characteristics and impacts? Also in the Netherlands, banking problems were imported from the US. The...

The Changing Effect of Home Ownership on Residential Mobility in the Netherlands, 1980-98

In most western countries, homeowners are much less likely to change residence than renters are. In the last few decades, the rise in home ownership in the Netherlands has been spectacular. This would imply that the population has become less mobile, which has consequences for the functioning of the housing market – at least, if the relationship...