The housing market reform agenda: A review of a recent housing policy document in the Netherlands

The credit crunch: Impacts on the housing market and policy responses in the Netherlands

This contribution deals with the impact of the credit crunch on the Dutch housing market and the policy responses of the Dutch government so far. Reinhart and Rogoff have presented an overview of credit crises after WW II: what are the general characteristics and impacts? Also in the Netherlands, banking problems were imported from the US. The...

Risk mitigation on housing and mortgage markets across Europe; a tale of contrast and hope (draft version)

Homeownership rates have risen all over Europe during the last decades The result of a symbiosis between changing preferences of individual households and a government that - for divers’ political and economical reasons - promoted self-reliance on housing which in many cases matured in promoting homeownership. This paper comprises an extensive...

Place-based and race-based exclusion from mortgage loans: New evidence from the Netherlands

Workshop 1. Session A. Abstract. In most West-European countries outright ownership is the exception and most households are highly dependent on mortgage loans to be able to become and to sustain homeownership. Do place and race matter in mortgage loan applications? This paper presents evidence from mortgage markets in the Dutch cities of Arnhem...