First-time buyers on the Dutch housing market: An analysis of their (changing) position

Ensuring good living accomodation is a constitutional duty of the government, but there is now a shortage of 300,000 homes. Demand for housing has grown sharply in recent years. In the last two years, the housing market issue has been high on the political agenda again. In it, the issue of starters regarding home ownership occupies a prominent...

User Costs and Housing Expenses: Towards a more Comprehensive Approach to Affordability

Recently housing affordability has reached the agenda in Flanders and the Netherlands, giving a good reason to present a review of the concept of affordability and different definitions. The concept of short-term affordability, which is concerned with financial access to a dwelling and is based on cash flows, is combined with the concept of long...

The Affordability of Housing in the Netherlands: An Increasing Income Gap Between Renting and Owning?

Housing became more expensive in the Netherlands between 2002 and 2006, a trend which has been demonstrated using various measures of affordability. The expenditure-to-income ratios calculated for households confirm that the average cost of housing rose for tenants and homeowners, as well as for most income groups generally. This contribution...