An analytical framework for an M-payment ecosystem: A merchants' perspective

An ecosystem view on third party mobile payment providers: a case study of Alipay wallet

Purpose: To understand why the penetration of handset-based mobile payment in most countries is still low has been an important research topic for the last 15 years, and it has been analyzed from different perspectives. However, the analysis of a single aspect cannot provide a sophisticated answer to the complicated underlying question. The...

Analyzing the business model for mobile payment from banks' perspective: An empirical study

The increasing number of smart phones presents a significant opportunity for the development of m-payment services. Despite the predicted success of m-payment, the market remains immature in most countries. This can be explained by the lack of agreement on standards and business models for all stakeholders in m-payment ecosystem. In this paper,...