Design of a Hybrid Mortgage Lending System: To Decrease the Cost of Trust by considering the Integrative Model of Organizational Trust

Traditional financial companies play a central role in ensuring financial stability and reliability. However, these companies face institutional problems due to inefficiencies, lack of transparency and limited innovation. For this reason, the use of distributed ledger technology, or blockchain, has been explored as an alternative and its...

Application of Smart Contracts in the Reinsurance Industry

This paper explores the potential of smart contracts in the reinsurance industry to address escalating non-productive costs driven by market dynamics. Reinsurers, aiming to enhance stability amid increasing inflation, claim severity, and frequency, have adopted stricter underwriting criteria and raised premiums. This has led to a more detailed...

Smart grid, Smart rules or Smart context?: A comparative case study of smart grid implementation in three (experimental) community energy projects

The Paris Agreement seeks to limit global temperature rise and achieve climate neutrality by 2050. The UN's Sustainable Development Goal 7 emphasizes sustainable energy access, with smart grids playing a crucial role. These grids adapt to user behavior and interconnect various components. While smart grids address challenges in integrating...

Quantitative risk analysis of cyber attacks on Cyber Physical Power System substations

The modern power grid is becoming more susceptible to cyber-attacks due to an increase in digitalization, leading to a larger attack surface for malicious actors to attack. Such attacks on critical infrastructure could lead to partial power outages, minor societal disruption, or in the worst-case scenario, a rolling black-out in which the entire...

Constructing and analysing offshore hydrogen system designs powered by wind farms in the North Sea - A multi-sink multi-source network optimisation approach

To provoke the needed energy transition, European Union (EU) countries initiated significant offshore wind energy investments in the North Sea. However, there also exist adverse aspects to the use of higher renewable electricity levels:<br/><br/>• renewable energy sources, such as offshore wind energy, may threaten the security of our energy...

Governance analysis of decentralized exchange applications: An institutional economics approach

Blockchaintechnologyhasintroducedthepossibilitytoexchangevalueandinformationthroughtheinternet without the supervision or permission from any third party intermediary. While many private and public entities have seen this as a chance to increase their operational efficiency, other ventures have been utilizing this...

Combating COVID-19 Infodemic on Social Media: A Comparative Institutional Analysis

In recent years, false information on social media platforms has become a centre of attention due to its consequences on elections and public health. COVID-19 has shown how an infodemic fuelled by false information can be detrimental to public health. Existing measures are ineffective. Thus, the thesis takes an exploratory approach from the lens...

Improving the collaboration in BIM teams in the design phase of BIM-enabled infrastructure projects

The Architecture, Engineering, and Construction (AEC) industry is undergoing digital transformation to improve project performance and Building Information Modelling (BIM) is helping to achieve this objective. BIM is a comprehensive digital representation of a built facility with great information depth. BIM fosters collaboration across the...