DORA: Friend or Foe: A Qualitative Study into the Perceptions of the Financial Sector in the EU on the Expectation of the Digital Operational Resilience Act

The rapid development of technology gives many opportunities but brings threats as well. The digitization of the financial sector has made the threat for cyber attacks significant. Cyber attacks such as the Petya virus or the Wannacry attack have exposed the vulnerability of the critical infrastructure. The financial sector is especially prone...

Institutional Analysis of Geothermal Energy Investment in Indonesia: Operationalization of the IAD Framework

The effects of the introduction of the European Digital Single Market of mobile roaming in the Netherlands: the impact over the social values

The European Union (EU) has been regulating roaming since 1997, and has developed different policies aiming to promote transparency in prices and improve competitiveness across the members. With both positive and negative outcomes, the European Commission (EC) had a long learning process where different regulatory measures were introduced and...

Identifying, modeling, and exploiting relationships between Operational Risk losses and the state of the economy: An empirical investigation in the U.S. economy

The losses realized by firms due to the occurrence of an Operational Risk (Op Risk) event, defined as the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events, constitute a threat for the firms’ performance. More specifically, the average ratio of the Op Risk losses-to-revenues equals 13...