First-time buyers on the Dutch housing market: An analysis of their (changing) position

Ensuring good living accomodation is a constitutional duty of the government, but there is now a shortage of 300,000 homes. Demand for housing has grown sharply in recent years. In the last two years, the housing market issue has been high on the political agenda again. In it, the issue of starters regarding home ownership occupies a prominent...

The role of government and financial institutions during a housing market crisis: a case study of the Netherlands

The generous mortgage tax relief enjoyed in the Netherlands and the possible existence of a house price bubble cannot explain the sharp decrease of house prices in the Netherlands in the period from 2011–2013. This sharp decline can, however, be explained by the rigorous adjustments to mortgage lending criteria after 2011. Key financial...