The elements of the Peer-to-peer (P2P) lending system: A Systematic Literature Review

Peer-to-peer (P2P) lending systems have gained governments' attention to create an inclusive society, but establishing such systems remain challenging. Specifically, the elements making up such a system are not known. This research aims to understand the main elements of P2P lending systems and their interconnections. For this, we conducted a...

SME Credit Scoring Using Social Media Data

Credit analysis is required in a wide variety of decision of a modern economy.<br/>It includes understanding the credit risk of small-medium enterprises (SMEs),<br/>which today is the most significant contributor to the economy of almost every<br/>nation. Creditors usually use credit scoring as a tool to predict the probability of<br/>the SMEs...