Breaking the Stigma: Faculty and Student Perceptions and Experiences with OER

Over the last few years, Affordable Learning Georgia, an initiative of the University System of Georgia, has been releasing Textbook Transformation Grants to promote creation and adoption of open educational resources across USG institutions. Many of the faculty at Kennesaw State University, located just outside Atlanta, Georgia, have taken...

Housing finance between social needs and economic realities: The dilemma of policy transfer under neo-liberalism

The aim of this paper is to show how the interplay between social needs and economic realities affects housing policy in developing countries. The paper addresses the very topical issue of housing finance policy for low-income dwellers in rapidly urbanizing African countries. The paper locates housing finance firmly within the neo-liberal...

A budget approach for comparing housing affordability

In this paper the affordability of housing in the Belgian region of Flanders and the Netherlands is analyzed, using both the expense-to-income ratio and residual income as indicators of affordability. Residual income is obtained by deducting net housing expenses from disposable income, whereas the former is the ratio of net housing expenses to...

Innovative social sales programs: Valuation and risk issues

Papers workshops. In recent years, Dutch housing associations have introduced a number of innovative types of sale, having in common that a house is sold to the tenant at a discount. In this way, buying a house becomes affordable for lower-income households. On the other hand the housing association obtains cash, which can be used for (social)...

Breaching the limits of owner occupation? Supporting low-income buyers in the inflated Irish housing market

Workshop 3. Session B.