Retail as a channel to improve customers’ Financial Health

Recently, Deloitte, Nibud and ING conducted a study on financial health in the Netherlands. As a next step, the involved parties have taken the initiative by creating the Financial Health Index (FHI), a tool to measure people’s financial health via fifteen questions. Deloitte is searching for new channels that they could use to stimulate the...

Design a digital tool for positive financial behaviour: SARA: Your personal financial robot-advisor

Money is a worry for many people, and one of the main factor to create well-being in society. Nowadays, 44% of young adults, say that money is their main reason for suffering from stress (Pew Research Center, 2020). Most of the young adults (62%) don't feel financially stable and about two-thirds state that they are living short on money, from...

Commentary: Re-using taxpayer’s data: scenarios for wealth management for the public

Tax Administrations have a huge amount of tax-related data that can be re-used for the benefit of the taxpayers, similarly to the way private banks and wealth managers use their clients’ financial information. However, usage of tax data is not trivial, as Tax Administrations have to adhere to legislation that does not allow them to compete with...