Print Email Facebook Twitter The elements of the Peer-to-peer (P2P) lending system Title The elements of the Peer-to-peer (P2P) lending system: A Systematic Literature Review Author Sulastri, R. (TU Delft Information and Communication Technology) Janssen, M.F.W.H.A. (TU Delft Engineering, Systems and Services) Contributor Amaral, Luis (editor) Soares, Delfina (editor) Zheng, Lei (editor) Department Engineering, Systems and Services Date 2022 Abstract Peer-to-peer (P2P) lending systems have gained governments' attention to create an inclusive society, but establishing such systems remain challenging. Specifically, the elements making up such a system are not known. This research aims to understand the main elements of P2P lending systems and their interconnections. For this, we conducted a Systematic Literature Review to investigate the elements that build the complex arrangement of the P2P lending system. Our review identified five categories of elements that build an integral part of the P2P lending system: Data and Processing, Business, Organizational, Policy and Governance, and Culture. Although technical aspects have gained much attention, social aspects need to be considered carefully. We conclude that P2P lending systems are context-dependent. Moreover, the interaction and the combination of each element influence the whole design of the system. These elements can assist the government in designing a socially accepted P2P lending system that contributes to an inclusive society. Subject Credit ScoringFinancial inclusionInclusive societyP2P lending system To reference this document use: http://resolver.tudelft.nl/uuid:799dd815-ed98-4b83-8750-f73d4aefad8b DOI https://doi.org/10.1145/3560107.3560172 Publisher Association for Computing Machinery (ACM) ISBN 978-1-4503-9635-6 Source Proceedings of the 15th International Conference on Theory and Practice of Electronic Governance, ICEGOV 2022 Event 15th International Conference on Theory and Practice of Electronic Governance, ICEGOV 2022, 2022-10-04 → 2022-10-07, Guimaraes, Portugal Series ACM International Conference Proceeding Series Part of collection Institutional Repository Document type conference paper Rights © 2022 R. Sulastri, M.F.W.H.A. Janssen Files PDF 3560107.3560172.pdf 700.04 KB Close viewer /islandora/object/uuid:799dd815-ed98-4b83-8750-f73d4aefad8b/datastream/OBJ/view