Housing Equity Withdrawal: Perceptions of Obstacles among Older Australian Home Owners and associated Service Providers

Housing wealth dominates the asset portfolios of the older population in Australia and many other countries. Given the anticipated spike in fiscal costs associated with population ageing, there is growing policy interest in housing equity withdrawal (HEW) to finance living needs in retirement. This paper sheds light on homeowners’ perceptions...

Mortgage equity withdrawal in Australia: Recent trends, institutional settings and perspectives

Australian tax preferences and asset test concessions have traditionally favoured wealth accumulation in the primary home, with added impetus lent by a decade-long period of sustained house price appreciation prior to the Global Financial Crisis. The primary home is increasingly viewed by governments worldwide as a key store of wealth that can...