Housing inequalities: The space-time geography of housing policies

Changes in policy over the last thirty years, particularly within advanced economies, have allowed for increased financialization, deregulation and globalisation of housing. What differentiates real-estate from other financial markets is that it possesses a salient socio-spatial geography. Housing inequalities are often framed as an outcome...

Attitudes towards housing equity release strategies among older home owners: A European comparison

The ageing of European societies, the mounting pressure on pension systems, the rise of home ownership and the growth in house prices have sparked interest in housing equity release options and strategies. Much of the available literature approaches this topic through a financial lens, focusing on equity release schemes as a way to free up...

The role of family reciprocity within the welfare state in intergenerational transfers for home ownership: Evidence from Chongqing, China

Worldwide, housing is increasingly unaffordable for young people, many of whom rely on intergenerational transfers of assets to enter home ownership. This paper aims to qualitatively analyze the impacts of the welfare state and family reciprocity on young people's opportunity to access home ownership. Evidence from in-depth interviews with...

Why women own less housing assets in China? The role of intergenerational transfers

After three decades of housing reform in China, housing assets constitute a sizable share of family wealth but are distributed unevenly, as registered homeowners are predominantly male. This is partly because males generally have higher incomes than females and can therefore contribute more to the financing, but also because males receive more...

Risks in homeownership: a perspective on The Netherlands

Purpose<br/>Risk in home ownership from mortgage providers’ perspectives has received tremendous attention than individual home owner’s perspectives in existing literature following the financial crisis in 2007/2008 within the euro zone. This paper explored the risks factors in homeowners from the individual household’s perspectives within the...

Home ownership under changing labour and housing market conditions: tenure preferences and outcomes among freelancers and flex workers

Increasingly, policy-makers regard flexible labour as a condition for a well-functioning economy, while they also tend to regard home ownership as the superior tenure. These two goals appear to be contradictory, as mortgage lenders prefer clients with a permanent, uninterrupted income stream. For the Dutch context, multivariate analysis shows...

The social limits of growth: Security and insecurity aspects of home ownership