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Asmoredjo, K.C. (author), Hovanesyan, A. (author), To, S.M. (author), Wong Loi Sing, C.M. (author)When taking out a mortgage from a Dutch financial institution, the financial institution will usually provide a fraction of the property value. When taking out a mortgage, it is expected that the person that is in need of a mortgage to provide a down payment for the remaining value. This means that people that need a mortgage will have to save...bachelor thesis 2017