Attitudes towards housing equity release strategies among older home owners: A European comparison

The ageing of European societies, the mounting pressure on pension systems, the rise of home ownership and the growth in house prices have sparked interest in housing equity release options and strategies. Much of the available literature approaches this topic through a financial lens, focusing on equity release schemes as a way to free up...

Using the owner occupied home as a pension: attitudes towards housing equity release in 6 European countries

The ageing of European societies and increasing pressure on collective pension arrangements has sparked interest in alternative, more individualised forms of pension provision. Home ownership is regarded as one of these alternatives. Home owners can release housing equity by moving to a smaller owner occupied dwelling or a rental dwelling....

The dynamisation and subsequent vulnerability of the Dutch owner‑occupied sector: An analysis of 1986‑2012

This article investigates the backgrounds to changing residential mobility of<br/>Dutch owner‑occupiers from 1986‑2006 and during the 2008-2018 crisis. The Oaxaca‑Blinder decomposition is used to disentangle the main factors at work. Households of all age groups and family types have become more mobile in 1986-2006, with the highest increase...

Regionalization of housing policies? An exploratory study of Andalusia, Catalonia and the Basque Country

The Spanish home ownership sector has been hit hard by the economic crisis. Repossessions stand at around half a million in the period from 2008 to 2014. This article investigates how the authorities, both at the level of the Spanish state and of the autonomous communities (regions), have responded to this problem. We investigated whether...

Social innovation and social economy: A new framework in the Spanish housing context

The main purpose of this paper is to offer a new theoretical framework to the Spanish housing studies. This article combines different traditions and different frameworks (social innovation, social economy), in order to position the crisis of evictions in Spain and the emergence of housing co-operatives in a new theoretical context. In the first...

Tenants at-risk-of-poverty induced by housing expenditure – exploratory analyses with EU-SILC

Combating poverty and social exclusion is a core policy issue in the European Union (EU). The Statis-tics on Income and Living Conditions (EU-SILC) database facilitates analyses of the extent of poverty and social exclusion. One of the indicators built from the database is the at-risk-of-poverty indicator. Applied to households, it indicates...

Measuring housing system performance: Is a composite indicator a useful instrument?

Housing outcomes are predominantly compared in terms of individual indicators, in-cluding such items as quality or affordability measures, where the outcomes of the individual measures are often not linked in a preceding research step. However, the creation of a composite indicator of housing outcomes, in which these individual measures are...

Western European housing systems and the impact of the international financial crisis

The central proposition advanced in this paper is that differences in the structure of housing systems, and specifically the differences between dynamic and static housing systems, are crucial to an explanation of the varying impacts between countries of the international financial crisis. The proposition is illustrated with reference to Ireland...