In this paper two methodologies are investigated that contribute to better assessment of risks related to extreme rainfall events. Firstly, one-parameter bivariate copulas are used to analyze rain gauge data in the Netherlands. Out of three models considered, the Gumbel copula, which indicates upper tail dependence, represents the data most accurately for all 33 stations in the Netherlands. Seasonal variability is noticeable, with rank correlation reaching maximum in winter and minimum in summer as well as other temporal and spatial patterns. Secondly, an expert judgment elicitation was undertaken. The experts’ opinions were combined using Cooke’s classical method in order to obtain estimates of future changes in precipitation patterns. Experts predicted mostly an approximate 10% increase in rain amount, duration, intensity and the dependence between amount and duration. The results were in line with official national climate change scenarios, based on numerical modelling. Applicability of both methods was presented based on an example of an existing tunnel in the Netherlands, contributing to better estimates of the tunnel’s limit state function and therefore the probability of failure.