Dwelling as cash machine
An explorative study towards dwelling-generated revenue to reduce housing expenses
Jelrik van der Sijde (TU Delft - Civil Engineering & Geosciences)
Marja Elsinga – Mentor
Harry van der Heijden – Mentor
Thomas Hoppe – Mentor
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Abstract
Housing affordability is a growing problem in the Netherlands. Approximately 15% of all households has a housing cost overburden rate (i.e. spending more than 40% of the household’s disposable income on the total housing expenses). This research explores a new way to contribute to housing affordability. Dwelling-generated revenue is introduced as umbrella concept to catch all potential ideas that may lead to revenue generated by a dwelling or its affiliated services that can be used to reduce housing expenses. A taxonomy of dwelling-generated revenue options is presented. Revenue options can be either object (i.e.: dwelling) or subject (i.e.: resident) bound. Object related revenues are selling a surplus of energy, third party compensation and (sub)letting. Subject related revenues are the monetization of in-home generated data and monetization of recyclable household waste. Through a multi-criteria analysis, in which five housing and innovation experts judged the revenue options, the most promising options are determined. The implementation of those options in the social housing sector is discussed, since most households with payment risks are found within sector.