Public Values of Trustworthy Peer-To-peer (P2P) Lending System

Governments want to improve the economy by extending the market of financial credit. Recently, Peer-To-peer (P2P) lending credit scoring systems have gained more attention for advancing society; however, the role of governments in ensuring fair access to such a system is not known. This work aims to understand better the public values for...

The elements of the Peer-to-peer (P2P) lending system: A Systematic Literature Review

Peer-to-peer (P2P) lending systems have gained governments' attention to create an inclusive society, but establishing such systems remain challenging. Specifically, the elements making up such a system are not known. This research aims to understand the main elements of P2P lending systems and their interconnections. For this, we conducted a...

Challenges in designing an inclusive Peer-to-peer (P2P) lending system

Literature suggests advantages of Peer-to-peer (P2P) lending systems over conventional banking credit, such as better credit scoring, and direct interaction of lenders-borrowers. Fintech P2P lending companies can process scattered individual information using advanced statistical methods and serve unreached market segments improving...