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Sulastri, R. (author), Janssen, M.F.W.H.A. (author)Literature suggests advantages of Peer-to-peer (P2P) lending systems over conventional banking credit, such as better credit scoring, and direct interaction of lenders-borrowers. Fintech P2P lending companies can process scattered individual information using advanced statistical methods and serve unreached market segments improving...conference paper 2023
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Sulastri, R. (author), Janssen, M.F.W.H.A. (author)Peer-to-peer (P2P) lending systems have gained governments' attention to create an inclusive society, but establishing such systems remain challenging. Specifically, the elements making up such a system are not known. This research aims to understand the main elements of P2P lending systems and their interconnections. For this, we conducted a...conference paper 2022
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Sulastri, R. (author), Janssen, M.F.W.H.A. (author)Governments want to improve the economy by extending the market of financial credit. Recently, Peer-To-peer (P2P) lending credit scoring systems have gained more attention for advancing society; however, the role of governments in ensuring fair access to such a system is not known. This work aims to understand better the public values for...conference paper 2022