The Dutch government has set the goal for the Dutch housing stock to be independent of gas by 2050. The funding for the needed energy efficiency retrofits is a bottleneck in the process. Owner occupiers within condominium associations come across many barriers in the application process for funding. One of which is the lack of a well suited funding mechanism. If implemented right, building-bound financing may be the solution to the funding problems. Seeing as it is a non-existing type of funding. The following research question was used: What is needed for building-bound financing to be an operable funding for owner occupiers in Dutch condominium associations to support energy performance retrofits? With use of the Governance Assessment Tool and a stakeholder analysis, the current situation of condominium associations with respect to sustainability policy and funding are analysed. From there backcasting is used to depict what changes are needed for successful implementation of building-bound financing for owner occupiers in condominiums. A institutional structure along with a list of coordination problems is provided, to depict what is has to be arranged for building-bound financing. It was found that the problem entails more than a new funding mechanism is able to solve. Furthermore, it was found that an opt-out option for funding is also a possible solution for the problems found. Further research is needed into the operation of the structure and the societal support for it.