Although Unmanned Aircraft Systems (UASs) offer valuable services, they also introduce certain risks—particularly to individuals on the ground—referred to as third-party risk (TPR). In general, ground-level TPR tends to rise alongside the density of people who might use these services, leading current regulations to heavily restrict UAS operations in populated regions. These operational constraints hinder the ability to gather safety insights through the conventional method of learning from real-world incidents. To address this, a promising alternative is to use dynamic simulations that model UAS collisions with humans, providing critical data to inform safer UAS design. In the automotive industry, the modelling and simulation of car crashes has been well developed. For small UAS, this dynamical modelling and simulation approach has focused on the effect of the varying weight and kinetic energy of the UAS, as well as the geometry and location of the impact on a human body. The objective of this research is to quantify the effects of UAS material and shape on-ground TPR through dynamical modelling and simulation. To accomplish this objective, five camera–drone types are selected that have similar weights, although they differ in terms of airframe structure and materials. For each of these camera–drones, a dynamical model is developed to simulate impact, with a biomechanical human body model validated for impact. The injury levels and probability of fatality (PoF) results, obtained through conducting simulations with these integrated dynamical models, are significantly different for the camera–drone types. For the uncontrolled vertical impact of a 1.2 kg UAS at 18 m/s on a model of a human head, differences in UAS designs even yield an order in magnitude difference in PoF values. Moreover, the highest PoF value is a factor of 2 lower than the parametric PoF models used in standing regulation. In the same scenario for UAS types with a weight of 0.4 kg, differences in UAS designs even considered yield an order when regarding the magnitude difference in PoF values. These findings confirm that the material and shape design of a UAS plays an important role in reducing ground TPR, and that these effects can be addressed by using dynamical modelling and simulation during UAS design.